US Insurance Network, LLC. Michael Kimble  

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Mortgage Insurance Frequent Q&A

 
Q: What are the chances of losing my home by Fire?
 
A: One out of100.

Q: What are the chances that I won't live long enough to repay my mortgage?

A: The statistical risk of dying is much greater.

The risk depends on your age at the time you obtained your mortgage. Statistical information obtained from *NAIC Commissioners Standard Ordinary Mortality Tables reveal that the chances of death before completing a 30 year mortgage are:

Age 50: Almost Certain

Age 40: one out of 2

Age 30: one out of 4
 

 

 

 

 

Mortgage Term Life Insurance  

Instant Issue with

No Medical Exam

 

 

***Term Life Ideal for Mortgage Insurance is also available at Preferred Rates with an Insurance Physical.  For further Information Click Here.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  

Mortgage Insurance  Instant Issue No Exam

Mortgage insurance can make certain they'll get to keep the home your love and income has provided. Level term Life insurance makes the best mortgage insurance. For quick Term Life insurance protection call 1-800-883-1916 Today!

 

**Term Life Ideal for Mortgage Insurance is also available at Preferred Rates with an Insurance Physical.  For further Information              Click Here.

 

Q: What is Private Mortgage Insurance?

A: Don't Mistake PMI for Mortgage Insurance. The terms are very similar, but actually insure to completely different things.

PMI on your loan is Private Mortgage Insurance to indemnify your Lender should you fail to make your mortgage payments as agreed. PMI helps you into home ownership with little, or no money down. It is usually required by your lender if the loan on your home will exceed 80% of the appraised value. It does not prevent the loss of your home from foreclosure and does not pay off your mortgage in the event of your death or disability.

Government Home Guaranty services like VA Loan programs, or FHA loan programs are also "insurance" programs that help you into home ownership with little, or no money down. They do not protect against the loss of the home when the loan cannot be repaid because of the death, or disability of the homeowner.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
                 Private mortgage Insurance (PMI)   Vs     Mortgage Insurance (Mortgage Life Insurance Protection)                         
 

 

  

 

   

 

HSA MAJOR MEDICAL, HEALTH INSURANCE, "AMERICA

  

 

GTL No Exam Term Quotes

 

 

 

 

 

 

  
                                                                                                                                                                                 

                                                                                                   Copyright © 2002-2009  US. Insurance Network, LLC. All rights reserved.    Last modified: 02/15/2009.